Livret A: we explain to you why his rate of remuneration could increase on May 1, 2022


A first increase had raised the rate of the booklet A to 1% on February 1, but because of galloping inflation (4.5% over one year), the remuneration of the preferred investment of the French could increase again.

Will the booklet A again see its rate of pay increase? In any case, this is what our colleagues from Parisian have suggested. According to them, the Governor of the Banque de France could recommend a further increase, after having raised the Livret A rate to 1% last February.

If the next revaluation is only scheduled for August, a decree of July 2021 offers the governor the possibility of revising this interest rate in advance to deal with a delicate situation, such as a significant change in the inflation or money markets.

More than 10.5 billion deposited in two months

In our case, the main reason is to be found in inflation, which is picking up again, with March figures showing 4.5% over one year. The booklet A being used by nearly 55 million French people (54.9 exactly), this increase would therefore concern almost the entire population.

In January and February 2022, French households deposited more than 10.5 billion euros in their savings accounts A and their sustainable development and solidarity savings accounts. A considerable sum that they would rather see grow than erode under the weight of inflation. According to Le Parisien, the governor of the Banque de France will decide on the issue on Friday, April 15.


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